Annual Crop Insurance 2025
Working in agriculture requires the ability to withstand unpredictable events. To protect producers from designated perils that lead to production loss, Agriculture Financial Services (AFSC) provides a suite of insurance programs.
These programs provide:
- protection for producers from financial losses due to circumstances beyond their control
- coverage for many types of operations including commercial, organic, pedigreed seed and specialty cropping.
What’s new for 2025
Silage Greenfeed Insurance (Lack of Moisture and Barley Proxy): Mixed grain has been added as an eligible primary crop type. This means that cocktail crops with two cereal crops making up the majority of the plant stand (35 per cent or greater) will now be eligible for coverage as a cocktail crop. The primary crop is the one highest in population. The limitation that no uninsurable crop may make up 20 per cent or more of the plant stand has also been removed.
Silage Greenfeed Insurance Barley Proxy: AFSC will use harvested production report data and post-harvest data to accelerate payment timelines. This means payments may occur earlier than the usual timeline of April or May.
Soft white spring wheat pedigreed insurance expansion: Clients in risk areas 7-8, 10-13, and 15-16 now have the option to insure soft white spring wheat for pedigreed end use, subject to the terms of the Pedigreed Crops Insuring Agreement.
Fababean yields: Start-up yields for fababeans have been updated to reflect production reported from 2000 to 2024. Producers insuring fababeans for less than five years will see an increase in their coverage.
New Crop Insurance Initiative (NCII) acreage limit clarification: Acres under the New Crop Insurance Initiative (NCII) are limited to the number of insured acres under the Annual Crop Insurance policy, separated by acres grown under dryland and acres grown under irrigation.
Wildlife excreta compensation: Excreta claims are now subject to a requirement to submit receipts before the deadline of January 1, two years after the inspection date. If a claim exceeds the deadline, a new wildlife excreta claim will need to be submitted for re-inspection. Producers with outstanding claims are now required to submit cleaning receipts before January 1, 2026, or January 1, 2027 if the outstanding claim was inspected in 2025.
Weather stations: Three new weather stations – Badger Lake, Grovedale, and Hays – are being added to the network of weather stations across Alberta, while one weather station, Milk River Ridge, is being replaced by McIntyre.
- Clients who had selected Milk River Ridge in the previous year can update their selected weather stations by completing a change request prior to April 30.
- As weather stations are subject to change, please view the Weather Station Selection Tool at afsc.ca or visit your preferred AFSC branch office for a current list.
What was new in 2024
To learn about changes made in last year, please see What was new in annual crop insurance in 2024