The Advance Payments Program (APP) is a federal loan guarantee program which provides agricultural producers with easy access to low-interest cash advances.

Under the program, producers can access up to $1 million per program year in advances based on the value of their agricultural product, with the Government of Canada paying the interest on the first $250,000 advanced to a producer. Advances are repaid as the producer sells their agricultural product, with up to 18 months to fully repay the advance for most commodities (up to 24 months for cattle and bison).

As a producer, an APP advance can help you to meet your financial needs, such as farm input costs, immediate financial obligations, and product marketing costs. It can also allow you to make the decision to sell your agricultural products based on market conditions rather than the need for cash flow.

APP advances are available through more than 40 participating producer organizations, that is, APP Administrators, across Canada.

Toll Free Number: 1.866.367.8506 | Advance Payments Program website