Spot-Loss Fire Benefit is included with the purchase of Moisture Deficiency and Satellite Yield insurance and it covers pasture acres lost due to accidental fire or fire caused by lightning.


The total dollar coverage, including Variable Price Benefit, is based on the client’s Moisture Deficiency Insurance or Satellite Yield Insurance. Spot-Loss Fire payments are intended to compensate for production losses in the current and ensuing year, as it is recognized burned land generally takes at least two years to recover.